Mikel Long Insurance

"Large enough to serve you, yet small enough to care"

Umbrella Insurance

Umbrella insurance refers to a liability insurance policy that protects the assets and future income of the policyholder above and beyond the standard limits set on their primary policies.

Commercial Umbrella (also known as excess policies) insurance is an important source of protection that supplements the limits of an insured's underlying policies such as general liability, automobile liability, and employers liability.  Umbrella policies can also protect your business from exclusions and gaps that exist in your primary liability insurance.

Personal Umbrella insurance provides broad insurance beyond traditional home and auto. It provides additional liability coverage above the limits of your homeowner, auto, and boat insurance policies.